Salam,
Just to share an analysis for my own EPF investment into unit trust.
a) EPF allows us to withdraw money from Account 1 for investment every 3 months, so I invested RM5,300 on 5th Jan 2009, & RM5,100 on 4th April 2009, i.e. total RM10,400.
b) Unrealised profit as of 27th July 2009 is RM1,546.50, or 14.87% (within 7 months)
c) Optimism in the world market is very good; read Hong Kong Market at 10-month high, Europe Roundup: Highest since November 2008.
d) What EPF allows us to do is a good thing, i.e. regular investment at fixed interval, giving us the benefit of Dollar Cost Averaging.
