Daily Archives: July 28, 2009

An Analysis of My Own Investment into Unit Trust

Salam,

Logo KWSP/EPF

Logo KWSP/EPF

Just to share an analysis for my own EPF investment into unit trust.

a) EPF allows us to withdraw money from Account 1 for investment every 3 months, so I invested RM5,300 on 5th Jan 2009, & RM5,100 on 4th April 2009, i.e. total RM10,400.

b) Unrealised profit as of 27th July 2009 is RM1,546.50, or 14.87% (within 7 months)

c) Optimism in the world market is very good; read Hong Kong Market at 10-month highEurope Roundup: Highest since November 2008.

d) What EPF allows us to do is a good thing, i.e. regular investment at fixed interval, giving us the benefit of Dollar Cost Averaging.


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